Sometimes, getting a Mobile Home quote is exhausting, especially if you have an older Mobile Home. At Cost Cutter Insurance Agency, we represent Foremost Insurance Group.
The Foremost Manufactured Home program is the nation’s premier choice for a variety of manufactured homes including modular, single-wide and multi-sectional mobile homes. We accept manufactured homes of most any age, any size and make and any model and whether the home is located in a park or on private property.
Coverage Highlights: Provides open-peril coverage that protects the customer’s investment in the home, personal property and other structures against accidental causes of physical damage loss. That means the property is covered unless a peril is listed as excluded in the policy.
Additional Coverage and Features included in the policy:
• Golf Cart coverage for physical damage and liability(This does not include the specific motor vehicle liability coverage required to meet individual state’s financial responsibility laws for operation of a motor vehicle on public highways. In NC: golf cart liability coverage only applies if used for golfing. Coverage does not apply while used for farming or ranching or if required to be licensed by state law.)
• Earth movement other than earthquake and volcano
• Reimbursement Debris Removal up to 5% of amount of insurance or 5,000.00 Whichever is higher
• Emergency repairs after loss
• Fire Department Services
• Agreed Loss Payment Method-Dwelling: Amount of insurance less any applicable deductible when the home is a total loss
• Trees, shrubs, plants & Lawns
• Credit card and check forgery
• Food Spoilage
Platinum Package-in addition to the above includes:
• Extended Replacement Cost (up to 125% of Coverage A
• Replacement Cost on Personal Property
• Additional Coverage endorsement
Optional Coverage:
• Replacement Cost or Extended Replacement Cost- Regardless of age of home if insured to replacement value
• Replacement of awnings, carpeting, built-in appliances, outdoor antennas, equipment and structures included with Replacement Cost endorsement
• Replacement Cost for Partial Losses if not insured to replacement value
• Replacement Cost on Personal Property
• Hobby Farm or Ranch and Animal Liability
• Personal Injury
• Water Damage from Sewers and Drains
• Incidental Business Liability
• Animal and Specific Structure Exclusions
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