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Cost Cutter Insurance Agency

Explore What We Are Doing Better

  • Browse through a variety of coverage options from the best insurance carriers
  • Relax and let us help you save more money on your insurance
  • Low cost protection for your high priced financial investments
  • Find quick, accurate and affordable rates from top providers
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One Step Ahead


Quickly and easily submit your application for a free insurance quote using our easy to use website. As a customer, you will enjoy our suite of customer service forms all from your local agent.

Request a quote online by clicking here.

We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.

Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.

Contact us now or visit us at our office.

Feeling Overwhelmed trying to find an insurance solution?

We Will Help You Every Step Of The Way

See what people are saying

Our Satisfied Customers

Jonathan C.
Jonathan C.
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Sheila is great to work with at her location in Indian Trail, N.C. You will be Happy when you give her your business.
Britany K.
Britany K.
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Sheila is the BEST - she worked so hard and efficiently to get us the best price for our home insurance. I would highly recommend her for any of your insurance needs. Very pleasant, great communication, and so eager to present excellent customer service - thanks Sheila!!!!!!!
Affordable Handyman Service
Affordable Handyman Service
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5 Star Service. Whenever we need a fast quote or a certificate of insurance sent over cost cutters insurance always is on time and has affordable rates. We have been a customer for years and Sheila goes above and beyond for her clients. Highly recommended Top notch service

Tony & Cynthia C.

Sheila with Cost Cutter Insurance is the absolute best agent one can desire when managing various commercial insurances. She responds immediately when B & M Concrete, Inc.'s contractors request a Certificate of Insurance. She has a wide array of accurate knowledge in the insurance industry and is thereby always able to help me navigate issues ranging from simple policy renewals and updates to Worker's Compensation audit concepts. Cost Cutter Insurance Agency, Inc. has been nothing short of a blessing!

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Sarah S.

We have used Sheila at Cost Cutter Insurance Agency for several years and have always had a great experience with her and the company. She is always on top of everything from sending our COI as soon as we ask to answering any questions we have. We HIGHLY recommend her for all insurance needs.

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David W.

I have been in the business that I am currently in for 26 years. I started a new company in August of 2018 and need an insurance policy for General Liability and Worker's Compensation. I reached out to Shiela at Cost Cutter to get a quote. Shiela handled things very professionally and very efficiently! This company is a pleasure to deal with and quite competitive!! I highly recommend them for your insurance needs.

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Too many insurance companies?

We realize insurance can be confusing. We can compare insurance rates from over 50+ companies and give you the best rate for your situation based on our ample experience.


Active Account Management (AAM)

With AAM we make sure annually you receive the best possible rate. If you’re not, we’ll let you know.


Home Town

Insurance can be confusing and impersonal, at Cost Cutters Insurance we develop interpersonal connections with our clients to achieve the best possible rates for you! Call us today!

with 35 years of insurance experience