Providing Auto Insurance for

Auto insurance is required of everyone by law, but that doesn’t mean you don’t have a say in your coverage. In fact, the minimum coverage requirements are often less than the average driver benefits from. At Cost Cutter Insurance, we’ll work with you to ensure you find the best combination of coverage and cost.

What does this mean? It’s a good idea to look beyond your state’s minimum requirements and explore additional auto insurance coverage options to help protect the investment you’ve made in your vehicle. Apart from your liability to other drivers, you may also wish to purchase coverage for your own property and potential medical expenses in the event of an accident.

But, we understand that shopping for insurance may not be your favorite way to spend free time. That’s why our skilled agents are committed to making the process as simple as possible. With one call to us, we’ll gather information about you, your vehicle and your budget; then we’ll search our network of insurance providers to find the best matching policy on your behalf. It’s that easy!

Whether you have 0 points or 40 points on your driving record, we can find an auto insurance policy that meets your needs. In addition, we can also cover non-owners, classic/antique vehicles and farm equipment.

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Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

 

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

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Why Do I need Auto Insurance?

Auto insurance is required by law in North Carolina. It also provides financial protection in the event of an accident, theft, or other damage to your vehicle. In the event of an accident, auto insurance can cover the cost of repairs or replacement of your vehicle, as well as medical expenses for you or other people involved in the accident. Additionally, it can provide liability coverage in case you are found to be at fault for an accident and are sued for damages by the other party. Overall, having auto insurance in North Carolina is important to protect yourself financially and comply with state laws.

Coverage Type Description
Liability Covers damages or injuries you cause to others in an accident
Collision Covers repairs to your own vehicle in the event of an accident
Comprehensive Covers non-collision damages such as theft, fire, or natural disasters
Personal Injury Protection Covers medical expenses for you and your passengers in the event of an accident
Uninsured Motorist Covers damages or injuries caused by an uninsured driver
Roadside Assistance Provides assistance for emergency services such as towing and jump-starting
Please note that this is just an example and actual prices may vary depending on various factors such as the make and model of your vehicle, your driving history, and the insurance company you choose. Benefits of having auto insurance include:
  • Compliance with state laws
  • Financial protection in case of an accident
  • Coverage for repairs or replacement of your vehicle
  • Medical expenses coverage
  • Liability coverage
  • Protection against damages or injuries caused by uninsured driver
  • Roadside assistance.

Searching for the best car insurance rates in Charlotte?

Cost Cutter Insurance can show you the optimal way to secure the lowest rates for your car insurance in Charlotte, NC. As experts in the field, with connections to most of the insurance providers in the area, we possess in-depth knowledge of the car insurance market in Charlotte. Rest assured, we will inform you of the top providers offering the best rates. Various criteria are taken into account when determining car insurance rates. We will delve into these factors and provide you with practical tips to help you save on your insurance premiums.

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